As the new year approaches, many couples are looking for ways to improve their relationship and finances. One way to do this is by using a mobile app to track expenses and complete chores and errands. Here are 9 steps to prepare yourself and your spouse for the new year with a mobile app:
Download an app that is specifically designed for tracking expenses and budgeting. There are many different apps to choose from, so take some time to research and compare the features and user reviews to find the one that’s right for you.
Set up the app by linking your accounts and creating budgets. This may involve setting budget categories and limits, and, creating lists of todos.
Use the app to write down your goals, chores, and more where you and your partner can take turns completing household tasks, such as doing the dishes or taking out the trash. This will help you to share the workload and keep your home running smoothly.
Set up “errand alerts” in the app to remind you and your partner of important tasks, such as paying bills or renewing your car insurance. This will keep you organized and on top of your tasks.
Start using the app to track your expenses and manage your budget. This means entering your expenses as you make them, and regularly reviewing your spending to see where you can make improvements. Make this a habit!
Use the reports and tools provided by the app to gain insights into your spending habits and situation. This may include analyzing your spending by category, and comparing your budget to your actual expenses.
Discuss and review your finances with your partner regularly. This means sharing your budget and spending reports with each other, and discussing any concerns or areas for improvement. Make this a habit!
Make changes to your budget and spending habits based on the insights you gain from the mobile app. This may involve reducing your spending in certain areas, adjusting your budget, or setting new financial goals.
Turn budgeting into a game by challenging each other to see who can save the most money in a week, month, or quarter. The loser has to do the other person’s chores for a day, or treat them to a special dinner or activity.
By following these tips, couples can work together more effectively and achieve their goals in the new year. It won’t always be easy, but the rewards of a stronger and more fulfilling relationship will be worth it.